Expectant mothers are thinking not only of the baby’s name, but in your situation regarding the health coverage they can get through the new insurance market. Here we tell you what the scenario based on the date that the baby will be born, what about the grants and how to enroll the child.
If you are pregnant, you must know that all plans cover Insurance Market pregnancy and delivery, but we have to consider various circumstances.
For example, if you hire a medical insurance through the insurance market and the first premium paid before December 15, coverage for pregnancy and baby come into force on 1 January 2014, the date on which also begin subsidies. To be clear, if you have the baby before 1 January 2014, you can not have access to health coverage and subsidies. But if the baby is born after that date, yes you can be a beneficiary of these.
If you do not currently have insurance and you are pregnant, you may deny coverage, charge you a higher premium or exclude certain benefits until 2014. Until then, you may benefit coverage for Medicaid or Children’s Health Insurance Program (CHIP).
Diseases like any other
The good news is that the U.S. government will force insurance companies to increase mental health coverage similar to that already and have to treat and prevent diseases physical addictions, said the health secretary Kathleen Sebelius.
But from 1 January 2014, the Health Insurance Market and other new health plans can not deny coverage or charge you more just because you have a preexisting health condition, including pregnancy or disability.
The Affordable Care Act to Low Price -signed by President Barack Obama in March 2010 – allows a wide enrollment health plans accessible and tailored to the medical needs of the person and the family.
The options you have
You can now find out if you qualify for medical coverage for you and your son / aa through Medicaid or CHIP.
These state programs provide coverage for pregnant women and their children, if your income is below a certain level.
You should be aware that eligibility requirements and benefits are different in every state. The income levels for Medicaid and CHIP are different, so you should find out how the state where you currently live.
Find here the insurance market in your state.
In 2014, many states expand their Medicaid programs to provide coverage to people with slightly higher incomes. If you do not meet the eligibility requirements now, maybe you could do it in 2014.
Request you fill the insurance market now and find out if when coverage extends into 2014, you may be eligible.
Pregnancy and the New Health Law at Low Price
For expectant mothers, are covered conditions that occur during pregnancy, labor and birth that require medical care to prevent a serious risk to the health of the mother or fetus? Morning sickness and caesarean section than by emergency are not due to pregnancy complications.
When the child is born, at the same time can be added to the plan chosen through a simple procedure and start paying a monthly premium to cover their health.